Accept, settle, and prove
payments on IPPAN L2
A deterministic payment platform for merchants, enterprises, and developers — with stablecoin settlement, programmable workflows, and verifiable audit trails.
< 1s
Settlement Time
99.99%
Uptime
100%
Deterministic Finality
5+
Payment Rails
Volume (24h)
$406,500
Success Rate
98.7%
Avg Settlement
0.8s
Proofs Generated
12,847
Trusted Payment Rails
Payment infrastructure built for the next financial internet
IPPAN Pay combines the speed of modern fintech with the verifiability of deterministic settlement — purpose-built for stablecoins, tokenization, and programmable money.
Faster Settlement
Sub-second settlement with deterministic finality. No waiting for block confirmations, no reconciliation delays.
- Stablecoin settlement in < 1 second
- Real-time payment status tracking
- Instant proof of finality generation
Programmable Flows
Define payment rules, split revenue, automate treasury operations, and build custom financial workflows.
- Conditional payment routing
- Revenue splits and disbursements
- Automated treasury sweeps
Verifiable Proof
Every payment generates a deterministic settlement proof. Audit-ready records with replayable event histories.
- Cryptographic settlement proofs
- Full event lifecycle replay
- Exportable compliance records
One platform for every payment operation
From checkout to settlement to audit — IPPAN Pay provides the complete infrastructure for modern payment operations.
Payment Links
Generate shareable payment URLs for any amount. Track conversions and settle instantly.
Invoicing
Create, send, and reconcile invoices with automatic payment matching and settlement proofs.
Built for modern payment operations
From cross-border trade to machine economies — IPPAN Pay adapts to the most demanding payment workflows.
Cross-Border B2B
Replace slow wire transfers with stablecoin-settled international payments. Deterministic finality in seconds, not days.
Marketplace Payouts
Split payments to sellers, handle escrow, and settle commissions — all with verifiable proof at every step.
Tokenized Asset Settlement
DvP settlement for tokenized securities. Atomic exchange of assets and funds with compliance enforcement.
AI Agent Payments
Programmable wallets for autonomous agents with budget controls, approval policies, and machine-readable receipts.
Energy & Machine Payments
Micropayment channels for IoT devices, EV charging, and grid settlement. Autonomous pay-per-use at scale.
Enterprise Invoicing
Automated invoice creation, payment matching, and reconciliation with exportable compliance records for regulated operations.
From intent to proof in four steps
Every payment follows a deterministic lifecycle — from creation through settlement to verifiable proof.
Create Payment Intent
Initialize a payment via API with amount, currency, and metadata. Choose which rails to accept.
Choose Best Rail
IPPAN Pay automatically routes to the optimal payment rail — stablecoin, card, bank transfer, or internal ledger.
Settle on IPPAN L2
Payment settles on the IPPAN L2 execution layer with deterministic ordering and sub-second finality.
Generate Deterministic Proof
A verifiable settlement proof is generated with the complete event history, anchored to the IPPAN chain.
Build payment flows in minutes
Clean REST APIs, typed SDKs, real-time webhooks, and a sandbox environment. Every payment action is one API call — from creating intents to retrieving settlement proofs.
import { IppanPay } from '@ippan/pay-sdk';
const pay = new IppanPay('pk_live_...');
// Create a payment intent
const payment = await pay.payments.create({
amount: 12500,
currency: 'USDC',
customer: 'cus_4kR9xM2v',
metadata: {
orderId: 'order_2847',
source: 'checkout'
}
});
// Settlement proof is generated automatically
console.log(payment.proofHash);
// → "0x8a3f4b2c1e9d7f6a..."Audit-friendly architecture by default
IPPAN Pay is built for regulated operations. Every payment, every settlement, every proof — auditable, exportable, and verifiable.
Role-Based Access
Granular permissions for team members. Separate read, write, and admin access across all resources.
Signed Receipts
Every settlement generates a cryptographically signed receipt. Tamper-evident records for every transaction.
Event Logs
Complete audit trail of every action — payments, settlements, configuration changes, and API calls.
Transaction Monitoring
Real-time monitoring of payment patterns. Automatic flagging of anomalous transactions for review.
Exportable Records
Download complete transaction histories, compliance reports, and settlement data in standard formats.
Webhook Signatures
All webhook payloads are signed with HMAC-SHA256. Verify authenticity before processing any event.
Every payment tells a complete story
Inspect the full lifecycle of any payment. Download settlement proofs, verify the event sequence, and replay the deterministic history from creation to finality.
Payment Event Timeline
VerifiedProof Hash
0x8a3f4b2c1e9d7f6a5b3c8e4d2f1a9b7c6e3d5f8a2b4c7e1d9f6a3b5c8e2d4f
Ready to build with IPPAN Pay?
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